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奨学金の借入金額の決定に「極端回避性」、「金融自己効力感」と「時間割引率」はどのような影響を与えるか：高校生を対象に
https://doi.org/10.34388/1157.00002421
https://doi.org/10.34388/1157.000024215841611b-b909-409e-a749-a811f25c1087
| 名前 / ファイル | ライセンス | アクション |
|---|---|---|
下研年報9-2 (703.4 kB)
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| Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||
|---|---|---|---|---|---|---|
| 公開日 | 2023-03-31 | |||||
| タイトル | ||||||
| タイトル | 奨学金の借入金額の決定に「極端回避性」、「金融自己効力感」と「時間割引率」はどのような影響を与えるか：高校生を対象に | |||||
| タイトル | ||||||
| タイトル | The effects of extremeness aversion, financial self-efficacy, and time discounting on decisions regarding student loan amounts: A survey of high school students | |||||
| 言語 | en | |||||
| 言語 | ||||||
| 言語 | jpn | |||||
| 資源タイプ | ||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||
| 資源タイプ | departmental bulletin paper | |||||
| ID登録 | ||||||
| ID登録 | 10.34388/1157.00002421 | |||||
| ID登録タイプ | JaLC | |||||
| 著者 |
髙橋, 桂子
× 髙橋, 桂子× 夏野, 星奈 |
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| 著者別名 | ||||||
| 識別子Scheme | WEKO | |||||
| 識別子 | 5266 | |||||
| 姓名 | Takahashi, Keiko | |||||
| 著者別名 | ||||||
| 識別子Scheme | WEKO | |||||
| 識別子 | 5267 | |||||
| 姓名 | Natsuno, Sena | |||||
| 抄録 | ||||||
| 内容記述タイプ | Abstract | |||||
| 内容記述 | Almost half of Japanese university students use student loans to fund their university education; unfortunately, there is little chance of learning about the financial system of student loans at school or at home. Therefore, students borrow as much money as possible without seriously considering how much money will need to be paid back in the future. Coupled with the low economic growth rate, this has become a major social problem. This study focuses on the three concepts of extremeness aversion, financial self-efficacy, and time discounting and examines the effect these factors have on the amount of student loans high school students plan to take out using a questionnaire survey conducted in the fall of 2021 (N=143). Multiple regression analyses were performed to identify the factors influencing the student loan amounts. We confirmed that higher extremeness aversion was associated with an average loan amount and that time discounting had a statistically significantly positive effect on the amount of student loans. However, we did not find a statistically significant effect of financial self-efficacy on the amount of student loans. Finally, we discuss future research directions. |
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| 書誌情報 |
実践女子大学下田歌子記念女性総合研究所 年報 en : The Annual Bulletin of the Shimoda Utako Research Institute for Woman 巻 9, p. 25-41, 発行日 2023-02-28 |
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| 出版者 | ||||||
| 出版者 | 実践女子大学 | |||||
| ISSN | ||||||
| 収録物識別子タイプ | ISSN | |||||
| 収録物識別子 | 24342718 | |||||
| 書誌レコードID | ||||||
| 収録物識別子タイプ | NCID | |||||
| 収録物識別子 | AA12865297 | |||||
